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    How to Purchase LIO Pre-Approved Insurance for Your Tournament


    Pickleball Tournaments (PT) has partnered with LIO Insurance to make it easy to get general liability coverage for your event — no separate application or outside approval process required. This guide walks you through purchasing a policy directly from your Tournament Dashboard.


    Purchase Your Policy

    1. From Pickleballtournaments.com, navigate to your tournament via My Tournaments → Managing, click your tournament, then click Manage Tournament to open your Tournament Dashboard.
    2. On the Tournament Dashboard, find the green Purchase Insurance button and click it.
    3. Review the Gold and Platinum coverage options, including limits and pricing based on your expected number of participants.
    4. Select a plan and answer a few short questions about your event.
    5. Complete payment by credit card.
    6. Download your policy documents and Certificate of Insurance — these are available within minutes of purchase.

    Coverage Options

    PT offers two coverage tiers through LIO Insurance, an A-rated admitted carrier specializing in sports and event coverage. Pricing scales with your expected participant count, up to 450.

    PlanCoveragePrice range
    Gold$3M general aggregate / $1M per occurrence, $100K damage to premises$600–$1,300
    Platinum$4M general aggregate / $2M per occurrence, $1M damage to premises, plus hired/non-owned auto and host liquor liability$925–$1,800

    Both plans cover setup, operation, and teardown activities, and include additional insured protection and a waiver of subrogation. If your tournament expects more than 450 participants, contact LIO's servicing partner directly for a custom quote.

    Warning

    General liability insurance through this program is currently not available to organizers with a primary business address in NY, CO, CT, TN, MN, LA, AK, ME, HI, or VT.


    Frequently Asked Questions

    What does LIO Insurance cover?

    Both the Gold and Platinum plans cover bodily injury and property damage claims arising during the setup, operation, and teardown of your tournament, and include additional insured protection and a waiver of subrogation. Platinum adds hired/non-owned auto liability and host liquor liability. Standard exclusions apply, including pollution, unmanned aircraft, and fireworks.

    Can I get a refund if I cancel my tournament?

    If you cancel before your event begins, you're eligible for a refund or a date change. If the tournament has already partially taken place, the premium is not refundable.

    Who do I contact with questions about my policy?

    Is this the same as USA Pickleball sanctioning coverage?

    No. USA Pickleball sanctioning includes its own liability coverage for sanctioned events. LIO coverage through PT is a separate policy available for any tournament, sanctioned or not, and it's purchased directly from your Tournament Dashboard.



    Questions about purchasing insurance for your tournament? Email support@pickleball.com.


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